SBI Short Term Debt Fund Direct Plan Growth | Pros & Cons NAV(27.05)

SBI Short Term Debt Fund Direct Plan Growth

Debt: Short Duration

Fund Information

Objective

To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.

Moderate Risk

10 Year Gsec

Benchmark

2013-01-01

Launched On

Open Ended

Type

Min SIP

5000

Min Investment

17412

AUM in Crores

0.34

Expense Ratio

--

Exit Load

SBI Funds Management Private Limited

Fund House

Rajeev Radhakrishnan

Fund Managers

SBI Short Term Debt Fund Direct Plan Pros & Cons

Pros

  • SBI Short Term Debt Fund Direct Plan Growth has over performed index in 2014-2017, 2015-2018, 2016-2019, 2017-2020 years
  • Lower Expense Ratio
  • 3 years avg returns are higher than benchmark

Cons

  • Assets under Management is 15000, fund might under perform index in the coming years
  • SBI Short Term Debt Fund Direct Plan Growth is ranking 14th in last 5 years

Average Returns

Fund Name1Y (%)3Y (%)5Y (%)7Y (%)10Y (%)15Y (%)
SBI Short Term Debt Fund Direct Plan Growth 
4.617.77.297.85
10 Year Gsec
8.66-4.21-0.7-2.06-2.04-1.22

SBI Short Term Debt Fund Direct Plan Rolling Returns

Fund Name3 Year (%)5 Year (%)
AverageMaxMinAverageMaxMin
SBI Short Term Debt Fund Direct Plan Growth 
8.5510.4208.389.030
10 Year Gsec
-2.3517.21-24.83-1.7411.17-16.61

Risk Parameters

Fund NameMeanStdSharpeBetaAlpha
SBI Short Term Debt Fund Direct Plan Growth 
7.641.941.5-0.161.48
10 Year Gsec
-4.218.81-1.015--
Risk Parameters are calculated for the last 3 years data.

Calender Year Returns

Performance

Best PerformanceWorst Performance
PeriodReturnsPeriodReturns
Week2020-03-24 - 2020-03-31
2.19
2020-03-12 - 2020-03-19
-1.63
Month2020-03-23 - 2020-04-23
3.52
2020-02-24 - 2020-03-24
-1.93
Quarter2020-03-23 - 2020-07-23
7.5
2021-06-14 - 2021-10-14
-0.16
Year2019-07-02 - 2020-07-02
12.05
2021-06-14 - 2022-06-14
-0.16

Portfolio

Stock NameSector% of Total Holdings
GOI 22/09/2033GOI Securities Floating Rate Bond4.27
8.35% GOI 2022GOI Securities3.46
6.18% GOI 2024GOI Securities3.19
5.22% GOI 15/06/2025GOI Securities2.79
6.18% Indian BankAdditional Tier 2 Bond2.43
4.23% HDFC 18/02/2022Debenture2.41
4.55% LIC Housing Fin. 28/03/2022Bonds/NCDs2.41
LIC Housing Fin. 2021Commercial Paper2.4
8.40% GOI 28/07/2024Central Government Loan2.26
4.26% GOI 17/05/2023GOI Securities1.92
Tata Motors 352-D 29/04/2022Commercial Paper1.88
5.63% GOI 2026GOI Securities1.83
7.32% GOI 28/01/2024GOI Securities1.83
8.79% GOI 2021Central Government Loan1.69
8.30% Muthoot Finance 2022Debenture1.63
6.99% Air India Assets Holdings 16/12/2022Debenture1.61
8.20% GOI 15/02/2022Central Government Loan1.47
8.80% Tamilnadu State 25/10/2022State Development Loan1.47
8.39% State Bank of IndiaAdditional Tier 1 Bond1.28
7.40% Reliance Industries 25/04/2025Non Convertible Debenture1.27
6.15% L&T Finance 17/05/2023Debenture1.22
5.82% Telangana State 13/05/2024State Development Loan1.22
Export-Import Bank 2021Certificate of Deposit1.2
Reliance Jio Infocomm 16/04/2023Non Convertible Debenture1.15
5.90% M&M Financial Services 31/07/2023Debenture1.12
GOI 22/09/2033GOI Securities Floating Rate Bond5.08
8.35% GOI 2022GOI Securities4.11
6.18% GOI 2024GOI Securities3.78
5.63% GOI 2026GOI Securities3.74
5.22% GOI 15/06/2025GOI Securities3.51
6.18% Indian BankAdditional Tier 2 Bond2.87
8.40% GOI 28/07/2024Central Government Loan2.68
4.26% GOI 17/05/2023GOI Securities2.29
Tata Motors 352-D 29/04/2022Commercial Paper2.25
8.30% Muthoot Finance 2022Debenture1.94
6.99% Air India Assets Holdings 16/12/2022Debenture1.92
8.80% Tamilnadu State 25/10/2022State Development Loan1.75
5.82% Telangana State 13/05/2024State Development Loan1.46
6.15% L&T Finance 17/05/2023Debenture1.45
4.55% LIC Housing Fin. 28/03/2022Bonds/NCDs1.44
Export-Import Bank 2021Certificate of Deposit1.43
Reliance Jio Infocomm 16/04/2023Non Convertible Debenture1.37
5.90% M&M Financial Services 31/07/2023Debenture1.33
6.59% Summit Digitel Infrastructure 16/06/2026Debenture1.27
8.83% GOI 25/11/2023Central Government Loan1.24
9.10% India Grid Trust 29/07/2024Debenture1.24
7.80% Nabha Power 23/04/2023Debenture1.19
6.90% Mahindra Rural Housing Finance 15/07/2022Debenture1.16
5.40% HDFC 2023Bonds/NCDs1.15
6.44% HDFC Bank 27/09/2028Non Convertible Debenture1.14

AUM Yearly

YearScheme Total AumCategory Total Aum
202124127.200.00
202023311.050.00
20199624.7195874.48

SBI Short Term Debt Fund Direct Plan Details

SBI Short Term Debt Fund Direct Plan Growth is a mutual fund scheme launched by SBI Funds Management Private Limited.This fund has been launched on 2013-01-01. SBI Short Term Debt Fund Direct Plan Growth currently has 17412 crores of assets under management (AUM) and has an expense ratio of 0.34 which is lower than what most other Large Cap funds charge.


SBI Short Term Debt Fund Direct Plan Growth has given returns of 4.61% in the last 1 year and 7.7% in the last 3 years. And since launch the fund has given 8.32% returns.


This fund invests in companies which are fundamentally strong and having growth potential.


Min sip to invest in this fund is Rs. and lumpsum investment is Rs.5000.

The top holdings of the fund are GOI 22/09/2033 , 8.35% GOI 2022 , 6.18% GOI 2024 , 5.22% GOI 15/06/2025 , 6.18% Indian Bank

Frquently Asked Questions

1. What is the NAV of SBI Short Term Debt Fund Direct Plan ?

The current Net Asset Value (NAV) of the SBI Short Term Debt Fund Direct Plan is 27.05

2. SBI Short Term Debt Fund Direct Plan Rolling Returns

The 3 year rolling returns of the SBI Short Term Debt Fund Direct Plan :

  • Mean : 8.55%
  • Max : 10.42%
  • Min : 0%

3. How do I invest in SBI Short Term Debt Fund Direct Plan ?

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  3. Invest and enjoy the returns

SBI Short Term Debt Fund Direct Plan Growth



Investment Duration 3 years

Disclaimer

Please note that these calculators are for illustrations only and do not represent actual returns. Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.