SBI Credit Risk Fund Direct Plan Growth | Pros & Cons NAV(38.06)

SBI Credit Risk Fund Direct Plan Growth

Debt: Credit Risk

Fund Information

Objective

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

High Risk

10 Year Gsec

Benchmark

2013-01-01

Launched On

Open Ended

Type

Min SIP

5000

Min Investment

3341

AUM in Crores

0.92

Expense Ratio

3.00

Exit Load

SBI Funds Management Private Limited

Fund House

Lokesh Mallya

Fund Managers

SBI Credit Risk Fund Direct Plan Pros & Cons

Pros

  • SBI Credit Risk Fund Direct Plan Growth has over performed index in 2014-2017, 2015-2018, 2016-2019, 2017-2020 years
  • 3 years avg returns are higher than benchmark

Cons

  • Higher Expense Ratio
  • SBI Credit Risk Fund Direct Plan Growth is ranking 7th in last 5 years

Average Returns

Fund Name1Y (%)3Y (%)5Y (%)7Y (%)10Y (%)15Y (%)
SBI Credit Risk Fund Direct Plan Growth 
6.477.597.498.35
10 Year Gsec
8.66-4.21-0.7-2.06-2.04-1.22

SBI Credit Risk Fund Direct Plan Rolling Returns

Fund Name3 Year (%)5 Year (%)
AverageMaxMinAverageMaxMin
SBI Credit Risk Fund Direct Plan Growth 
8.9511.3308.8410.180
10 Year Gsec
-2.3517.21-24.83-1.7411.17-16.61

Risk Parameters

Fund NameMeanStdSharpeBetaAlpha
SBI Credit Risk Fund Direct Plan Growth 
7.52.181.271-0.11.88
10 Year Gsec
-4.218.81-1.015--
Risk Parameters are calculated for the last 3 years data.

Calender Year Returns

Performance

Best PerformanceWorst Performance
PeriodReturnsPeriodReturns
Week2020-03-24 - 2020-03-31
2.12
2020-03-12 - 2020-03-19
-1.44
Month2020-06-10 - 2020-07-10
2.28
2020-02-26 - 2020-03-26
-2.05
Quarter2020-03-24 - 2020-07-24
5.68
2021-06-14 - 2021-10-14
-0.08
Year2015-11-24 - 2016-11-24
12.33
2021-06-14 - 2022-06-14
-0.08

Portfolio

Stock NameSector% of Total Holdings
07.27% GOI - 08-Apr-2026Government Securities4.56
IndInfravit Trust SR-B (09-Mar-38)Corporate Debt4.4
Tata International Ltd. 09.85%Corporate Debt4.33
Vadodara Bharuch Tollway Ltd. 10.1% (30-Jun-21)Corporate Debt3.72
Tata Projects Ltd.SR-B 08.75% (11-Jan-23)Corporate Debt3.27
TMF Holdings Ltd. (28-Mar-22)Corporate Debt3.16
07.35% GOI 22-Jun-2024Government Securities3.05
Coastal Gujarat Power Ltd. -SR-CGPLJL01 08.55% (20-Jul-23)Corporate Debt3
Aadhar Housing Finance Ltd. 9.15% (20-Jun-23)Corporate Debt2.99
06.18% GOI - 04-Nov-2024Government Securities2.96
Mahindra Rural Housing Finance Ltd. SR MRHFL-BB2020 07.45% (14-Jul-23)Corporate Debt2.93
Motilal Oswal Home Finance Ltd. SR A-5/FY20/FY23 10.00% (24-Mar-23)Corporate Debt2.88
Avanse Financial Services Ltd. -SR-6 (12-Jul-21)Corporate Debt2.87
VIP Industries Ltd. 07.45% (29-Jul-22)Corporate Debt2.86
Crompton Greaves Consumer Electricals Ltd. SR-B 07.25% (29-May-23)Corporate Debt2.63
07.37% GOI - 16-Apr-2023Government Securities2.57
Canara Bank SR-I 7.18% (11-Mar-30)Corporate Debt2.45
Mannapuram Finance Ltd -09.25% (27-Mar-23)Corporate Debt2.25
AU Small Finance Bank Ltd. 10.90% (30-May-25)Corporate Debt2.25
Pune Solapur Expressways Pvt Ltd. SR-D 08.80% (31-Mar-29)Corporate Debt2.11
Godrej Industries Ltd. SR-01 06.24% (14-Jul-23)Corporate Debt1.87
AADHAR Housing Finance Ltd. SR-II 9.60% (29-Sep-21)Corporate Debt1.74
08.24% Tamil Nadu SDL - 09-Sep-2025Government Securities1.56
08.59% Andhra Pradesh SDL - 23-Jan-2023Government Securities1.52
Tata Power Renewable Energy Ltd. 08.45% (25-May-22)Corporate Debt1.47
Godrej Industries Ltd. 06.92% (14-May-25)Corporate Debt1.43
Indostar Capital Finance Ltd. -SR-XLI BR (14-Jul-22)Corporate Debt1.43
Bharti Hexacom Ltd. 06.00% (19-Jan-24)Corporate Debt1.42
AU Small Finance Bank Ltd. (24-Sep-21)Certificate of Deposit1.41
AU Small Finance Bank Ltd. (27-Dec-21)Certificate of Deposit1.39
Aditya Birla Fashion and Retail Ltd. SR-5 (14-Aug-21)Corporate Debt1.24
Nuvoco Vistas Corporation Ltd. 6.00% (31-Mar-22)Corporate Debt1.01
Tata Realty & Infrastructure Ltd. SR-XIV 07.09% (21-Jun-24)Corporate Debt1
Ahmedabad Maliya Tollway Ltd. 8.60% (28-Aug-30)Corporate Debt0.86
JM Financial Asset Reconstruction Co. Pvt. Ltd. -365D (30-Mar-22)Commercial Paper0.81
Larsen & Toubro Ltd. 07.70% (28-Apr-25)Corporate Debt0.77
Muthoot Finance Ltd. SR-XXIII OPT III 7.40% (05-Jun-24)Corporate Debt0.72
Indian Bank SR-V 6.18% (13-Jan-31)Corporate Debt0.71
05.22% GOI 15-Jun-2025Government Securities0.71
Indian Bank SR-IV 8.44%Corporate Debt0.71
Union Bank of India -SR-XXVIII 08.64%Corporate Debt0.71
State Bank of India SR-III 05.83% (26-Oct-30)Corporate Debt0.7
Gateway Distriparks Ltd. -SR-F1 11.50 (07-Apr-26)Corporate Debt0.58
KEC International Ltd. -90D (19-Jul-21)Commercial Paper0.57
KEC International Ltd. -91D (23-Jul-21)Commercial Paper0.57
Indian Bank SR-II 8.44%Corporate Debt0.57
Latur Renewable Pvt Ltd. Sr 1A 7.00% (20-Nov-23)Corporate Debt0.49
Latur Renewable Pvt Ltd. Sr 1B 7.00% (20-Nov-24)Corporate Debt0.48
Latur Renewable Pvt Ltd. Sr 1C 7.00% (20-Nov-25)Corporate Debt0.48
Gateway Distriparks Ltd. -SR-D1 11.50 (07-Apr-24)Corporate Debt0.44
Gateway Distriparks Ltd. -SR-E1 11.50 (07-Apr-25)Corporate Debt0.44
Gateway Distriparks Ltd. -SR-C1 11.50 (07-Apr-23)Corporate Debt0.44
Aarish Solar Power Pvt Ltd. (13-Nov-27)Corporate Debt0.42
Pratyash Renewable Pvt Ltd. (13-Nov-27)Corporate Debt0.42
Zuvan Energy Pvt Ltd. (13-Nov-27)Corporate Debt0.42
Shreyas Renewable Energy Pvt Ltd. (13-Nov-27)Corporate Debt0.42
SEI Mihir Energy Pvt Ltd. (13-Nov-27)Corporate Debt0.42
SEI Enerstar Renewable Energy Pvt Ltd. (13-Nov-27)Corporate Debt0.42
SEI Baskara Power Pvt Ltd. (13-Nov-27)Corporate Debt0.42
Aashman Energy Pvt Ltd. (13-Nov-27)Corporate Debt0.42
Elena Renewable Energy Pvt Ltd. (13-Nov-27)Corporate Debt0.42
Divyesh Power Pvt Ltd. (13-Nov-27)Corporate Debt0.42
Gateway Distriparks Ltd. -SR-B1 11.50 (07-Apr-22)Corporate Debt0.29
7.27% GOI 2026GOI Securities4.71
IndInfravit Trust 2038Non Convertible Debenture4.56
9.85% Tata InternationalPerpetual Bond4.47
6.72% Kerala State 24/03/2027State Development Loan3.79
TMF Holdings 28/03/2022Zero Coupon Bonds3.36
8.75% Tata Projects 2023Non Convertible Debenture3.36
8.55% Coastal Gujarat Power 20/07/2023Debenture3.12
9.15% Aadhar Housing Finance 20/06/2023Debenture3.09
7.45% Mahindra Rural Housing Finance 14/07/2023Debenture3.01
5.63% GOI 2026GOI Securities2.95
Flometallic India 21/06/2023Debenture2.82
8.40% Avanse Financial Services 29/09/2023Debenture2.8
7.44% Bank of BarodaAdditional Tier 2 Bond2.79
7.25% Crompton Greaves Consumer Electricals 29/05/2023Debenture2.71
10.90% AU Small Finance Bank 30/05/2025Debenture2.32
9.25% Manappuram Finance 27/03/2023Debenture2.32
Godrej Properties 182-D 03/01/2022Commercial Paper2.2
8.80% Pune Solapur Expressways 31/03/2029Debenture2.09
6.24% Godrej Industries 14/07/2023Debenture1.95
8.24% Tamilnadu State 2025State Development Loan1.61
6.18% GOI 2024GOI Securities1.53
6.92% Godrej Industries 14/05/2025Debenture1.52
8.45% Tata Power Renewable Energy 25/05/2022Structured Obligation1.51
Bharti Hexacom 19/01/2024Non Convertible Debenture1.49
Indostar Capital Finance 14/06/2022Debenture1.48
7.27% GOI 2026GOI Securities4.75
IndInfravit Trust 2038Non Convertible Debenture4.59
9.85% Tata InternationalPerpetual Bond4.53
6.72% Kerala State 24/03/2027State Development Loan3.81
TMF Holdings 28/03/2022Zero Coupon Bonds3.41
8.75% Tata Projects 2023Non Convertible Debenture3.39
8.55% Coastal Gujarat Power 20/07/2023Debenture3.13
9.15% Aadhar Housing Finance 20/06/2023Debenture3.12
7.45% Mahindra Rural Housing Finance 14/07/2023Debenture3.03
5.63% GOI 2026GOI Securities2.98
Flometallic India 21/06/2023Debenture2.85
8.40% Avanse Financial Services 29/09/2023Debenture2.82
7.44% Bank of BarodaAdditional Tier 2 Bond2.8
7.25% Crompton Greaves Consumer Electricals 29/05/2023Debenture2.73
9.25% Manappuram Finance 27/03/2023Debenture2.34
10.90% AU Small Finance Bank 30/05/2025Debenture2.34
Godrej Properties 182-D 03/01/2022Commercial Paper2.23
CESC 61-D 27/12/2021Commercial Paper2.23
8.80% Pune Solapur Expressways 31/03/2029Debenture2.11
6.24% Godrej Industries 14/07/2023Debenture1.97
8.24% Tamilnadu State 2025State Development Loan1.62
6.18% GOI 2024GOI Securities1.54
8.45% Tata Power Renewable Energy 25/05/2022Structured Obligation1.53
6.92% Godrej Industries 14/05/2025Debenture1.53
Bharti Hexacom 19/01/2024Non Convertible Debenture1.5

AUM Yearly

YearScheme Total AumCategory Total Aum
20213496.570.00
20203671.090.00
20195076.3257108.87

SBI Credit Risk Fund Direct Plan Details

SBI Credit Risk Fund Direct Plan Growth is a mutual fund scheme launched by SBI Funds Management Private Limited.This fund has been launched on 2013-01-01. SBI Credit Risk Fund Direct Plan Growth currently has 3341 crores of assets under management (AUM) and has an expense ratio of 0.92 which is higher than what most other Large Cap funds charge.


SBI Credit Risk Fund Direct Plan Growth has given returns of 6.47% in the last 1 year and 7.59% in the last 3 years. And since launch the fund has given 9.08% returns.


This fund invests in companies which are fundamentally strong and having growth potential.


Min sip to invest in this fund is Rs. and lumpsum investment is Rs.5000.

The top holdings of the fund are 07.27% GOI - 08-Apr-2026 , IndInfravit Trust SR-B (09-Mar-38) , Tata International Ltd. 09.85% , Vadodara Bharuch Tollway Ltd. 10.1% (30-Jun-21) , Tata Projects Ltd.SR-B 08.75% (11-Jan-23)

Frquently Asked Questions

1. What is the NAV of SBI Credit Risk Fund Direct Plan ?

The current Net Asset Value (NAV) of the SBI Credit Risk Fund Direct Plan is 38.06

2. SBI Credit Risk Fund Direct Plan Rolling Returns

The 3 year rolling returns of the SBI Credit Risk Fund Direct Plan :

  • Mean : 8.95%
  • Max : 11.33%
  • Min : 0%

3. How do I invest in SBI Credit Risk Fund Direct Plan ?

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  3. Invest and enjoy the returns

SBI Credit Risk Fund Direct Plan Growth



Investment Duration 3 years

Disclaimer

Please note that these calculators are for illustrations only and do not represent actual returns. Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.