Principal Short Term Debt Fund Direct Plan Growth Option | Pros & Cons NAV(37.71)

Principal Short Term Debt Fund Direct Plan Growth Option

Debt: Short Duration

Fund Information

Objective

The primary investment objective of the scheme is to generate regular income and capital appreciation through investment in debt instruments and related securities. The scheme is designed to achieve stable returns over shorter-term investment horizons.

Moderate Risk

10 Year Gsec

Benchmark

2013-01-01

Launched On

Open Ended

Type

Min SIP

5000

Min Investment

117

AUM in Crores

0.64

Expense Ratio

--

Exit Load

Principal Asset Management Pvt. Ltd.

Fund House

Gurvinder Singh Wasan

Fund Managers

Principal Short Term Debt Fund Direct Plan Option Pros & Cons

Pros

  • Principal Short Term Debt Fund Direct Plan Growth Option has over performed index in 2014-2017, 2015-2018, 2016-2019, 2017-2020 years
  • Lower Expense Ratio
  • 3 years avg returns are higher than benchmark

Cons

  • Principal Short Term Debt Fund Direct Plan Growth Option has under performed index in 2003-2006, 2004-2007 years
  • Principal Short Term Debt Fund Direct Plan Growth Option is ranking 43rd in last 5 years

Average Returns

Fund Name1Y (%)3Y (%)5Y (%)7Y (%)10Y (%)15Y (%)
Principal Short Term Debt Fund Direct Plan Growth Option 
3.64.315.276.52
10 Year Gsec
8.66-4.21-0.7-2.06-2.04-1.22

Principal Short Term Debt Fund Direct Plan Option Rolling Returns

Fund Name3 Year (%)5 Year (%)
AverageMaxMinAverageMaxMin
Principal Short Term Debt Fund Direct Plan Growth Option 
7.0410.507.059.070
10 Year Gsec
-2.3517.21-24.83-1.7411.17-16.61

Risk Parameters

Fund NameMeanStdSharpeBetaAlpha
Principal Short Term Debt Fund Direct Plan Growth Option 
4.288.16-0.055-0.09-1.33
10 Year Gsec
-5.18.89-1.106--
Risk Parameters are calculated for the last 3 years data.

Calender Year Returns

Performance

Best PerformanceWorst Performance
PeriodReturnsPeriodReturns
Week2020-07-03 - 2020-07-10
7.41
2019-06-03 - 2019-06-10
-9.36
Month2020-06-10 - 2020-07-10
8.91
2019-05-31 - 2019-06-30
-8.85
Quarter2020-05-04 - 2020-09-04
11.38
2019-05-31 - 2019-09-30
-6.68
Year2020-04-30 - 2021-04-30
14.79
2019-05-02 - 2020-05-02
-6.53

Portfolio

Stock NameSector% of Total Holdings
05.77% GOI 03-Aug-2030Government Securities2.06
Housing Development Finance Corporation Ltd. -SR-X-004 7% (19-May-22)Corporate Debt1.98
06.97% GOI 06-Sep-2026Government Securities1.8
06.79% GOI - 15-May-2027Government Securities1.75
Housing Development Finance Corporation Ltd. -SR-V-007 07.87% (18-Jul-22)Corporate Debt1.71
IndInfravit Trust SR-B (09-Mar-38)Corporate Debt1.64
State Bank of India SR-I 07.99% (28-Jun-29)Corporate Debt1.61
REC Ltd. -SR-195 06.92% (22-Apr-23)Corporate Debt1.43
State Bank of India SR-II 8.50%Corporate Debt1.43
Motherson Sumi Systems Ltd. 06.65% (14-Sep-23)Corporate Debt1.4
182 Days Treasury Bill - 19-Aug-2021Treasury Bills1.37
05.63% GOI 12-Apr-2026Government Securities1.24
Power Finance Corpn. Ltd.SR-168 A 7.28% (10-Jun-22)Corporate Debt1.14
Housing Development Finance Corporation Ltd. -SR-Y-002 5.78% (25-Nov-25)Corporate Debt1.1
05.79% GOI 11-May-2030Government Securities1.1
Mahanagar Telephone Nigam Ltd. SR4D 08.29% (28-Nov-24)Corporate Debt1.05
Larsen & Toubro Ltd. SR-I 8.02% (22-May-22)Corporate Debt1
Housing And Urban Development Coprporation Ltd. SR-V 8.41 (15-Mar-29)Corporate Debt0.97
State Bank of India SR-II 06.24% (21-Sep-30)Corporate Debt0.9
State Bank of India SR-II 8.75%Corporate Debt0.89
Mahanagar Telephone Nigam Ltd. SR4A 08.24% (19-Nov-24)Corporate Debt0.89
REC Ltd. -SR-180 A 08.10% (25-Jun-24)Corporate Debt0.89
L&T Infrastructure Finance Company Ltd. SR-C OPT-3 8.50 (17-Mar-23)Corporate Debt0.87
Fullerton India Credit Co Ltd SR-87 08.24% (14-Feb-23)Corporate Debt0.86
Cholamandalam Investment & Finance Co. Ltd. -SR-596 5.45% (25-Nov-22)Corporate Debt0.83
Axis Bank Ltd. (10-Jun-21)Certificate of Deposit0.83
05.22% GOI 15-Jun-2025Government Securities0.82
Bharti Hexacom Ltd. 06.00% (19-Jan-24)Corporate Debt0.82
08.48% Karnataka SDL - 17-Oct-2022Government Securities0.76
Pipeline Infrastructure (India) Ltd. 08.9508% (22-Mar-24)Corporate Debt0.75
Coastal Gujarat Power Ltd. -SR-CGPLAU01 09.70% (27-Aug-23)Corporate Debt0.74
VEDANTA Ltd. 08.75% (30-Jun-22)Corporate Debt0.72
Rural Electrification Corpn Ltd -SR-191B 06.99% (30-Sep-24)Corporate Debt0.72
Rural Electrification Corpn Ltd -SR-191A 06.80% (30-Jun-23)Corporate Debt0.72
07.59% GOI 11-Jan-2026Government Securities0.71
Reliance Jio Infocomm Ltd. SR-PPD-11 8.32% (08-Jul-21)Corporate Debt0.67
Indian Railway Finance Corpn Ltd. SR-133 8.35% (13-Mar-29)Corporate Debt0.61
LIC Housing Finance Ltd. -SR-TR-368 OPT-1 09.19% (06-Jun-23)Corporate Debt0.6
LIC Housing Finance Ltd. -TR-392 7.79% (18-Oct-24)Corporate Debt0.59
LIC Housing Finance Ltd. TRANCHE-349 OPT 1 7.4% (06-Sep-24)Corporate Debt0.58
07.59% Gujarat SDL - 15-Feb-2027Government Securities0.58
Indian Railway Finance Corpn Ltd. SR-140 7.48% (13-Aug-29)Corporate Debt0.58
Britannia Industries Ltd. 8% (28-Aug-22)Corporate Debt0.58
Coastal Gujarat Power Ltd. -SR-CGPLJU03 09.15% (14-Jun-22)Corporate Debt0.57
HDB Financial Services Limited - SR-19 A/1(FX) 138 08.00% (25-Aug-22)Corporate Debt0.57
Reliance Industries Ltd. SR-J 08.30% (08-Mar-22)Corporate Debt0.57
ONGC Petro Additions Ltd. SR-II OPT A 8.85% (19-Apr-22)Corporate Debt0.57
Cholamandalam Investment & Finance Co. Ltd. 10.02% (28-Nov-21)Corporate Debt0.57
07.63% Gujarat SDL - 12-Apr-2027Government Securities0.56
Tata Steel Ltd. 7.70% (13-Mar-25)Corporate Debt0.56
Vedanta Ltd. -SR-II 09.20% (09-Dec-22)Corporate Debt0.56
06.45% GOI - 07-Oct-2029Government Securities0.56
HDB Financial Services Limited - SR-A 6.0451% (23-Feb-24)Corporate Debt0.56
Vedanta Ltd. -SR-I 08.90% (09-Dec-21)Corporate Debt0.56
Cholamandalam Investment & Finance Co. Ltd. -SR-592 5.8539% (21-Mar-23)Corporate Debt0.55
Tata Motors Finance Ltd. -SR-H 7.00% (28-Oct-22)Corporate Debt0.55
Hindustan Petroleum Corporation Ltd. SR-IV 04.79% (23-Oct-23)Corporate Debt0.55
Axis Bank Ltd. (28-Dec-21)Certificate of Deposit0.55
Axis Bank Ltd. (21-Dec-21)Certificate of Deposit0.55
LIC Housing Finance Ltd. TR-402 5.5315% (20-Dec-24)Corporate Debt0.55
REC Ltd. 05.81% (31-Dec-25)Corporate Debt0.55
GOI FRB 22-Sep-2033Government Securities0.55
IDFC First Bank Ltd. (14-Mar-22)Certificate of Deposit0.53
John Deere Financial India Pvt. Ltd. 5.75 (20-Jan-23)Corporate Debt0.5
Tata Steel Ltd. (23-Apr-22)Corporate Debt0.48
Jamnagar Utilities & Power Pvt Ltd. 8.95% (26-Apr-23)Corporate Debt0.47
Jamnagar Utilities & Power Pvt Ltd. SR-VI 7.65% (29-Aug-22)Corporate Debt0.46
Housing And Urban Development Coprporation Ltd. -SR-VI 8.37 (25-Mar-29)Corporate Debt0.46
National Highways Authority of India - SR VI 8.27 (28-Mar-29)Corporate Debt0.45
07.89% Gujarat SDL - 15-May-2025Government Securities0.45
Sikka Ports & Terminals Ltd. -SR-PPD-7 7.9% (18-Nov-26)Corporate Debt0.44
07.17% GOI - 28-Jan-2028Government Securities0.44
Power Finance Corpn. Ltd.SR-201 07.68 (15-Jul-30)Corporate Debt0.44
REC Ltd. -SR-187 07.24% (31-Dec-22)Corporate Debt0.43
Housing Development Finance Corporation Ltd. -SR-V-003 08.58% (18-Mar-22)Corporate Debt0.43
National Bank For Agriculture & Rural Development SR-PB5SA4 08.24% (22-Mar-29)Corporate Debt0.39
Hindalco Industries Ltd. 9.55% (27-Jun-22)Corporate Debt0.38
Power Grid Corpn. of India Ltd. SR-I 08.24% (14-Feb-29)Corporate Debt0.37
Union Bank of India -SR-XXIII TR-2 9.1%Corporate Debt0.36
TMF Holdings Ltd. (28-Mar-22)Corporate Debt0.34
State Bank of India 9.00%Corporate Debt0.34
Tata Teleservices (Maharashtra) Ltd. -364D (28-Feb-22)Commercial Paper0.32
Power Finance Corporation Ltd. SR-198 6.98% (20-Apr-23)Corporate Debt0.32
ICICI Bank Ltd. 08.55% (04-Oct-22)Corporate Debt0.31
National Bank For Agriculture & Rural Development SR SBM -G SA- 5 8.15 (28-Mar-29)Corporate Debt0.3
5.85% GOI - 01-Dec-2030Government Securities0.3
State Bank of India SR-I 08.90% (02-Nov-28)Corporate Debt0.3
National Bank For Agriculture & Rural Development SR-20 C 7.69% (29-May-24)Corporate Debt0.29
07.27% GOI - 08-Apr-2026Government Securities0.29
National Bank For Agriculture & Rural Development SR-19 F 8.50% (31-Jan-23)Corporate Debt0.29
Reliance Industries Ltd. SR PPD-L 07.40% (25-Apr-25)Corporate Debt0.29
Housing Development Finance Corporation Ltd. -SR-W-006 07.50% (08-Jan-25)Corporate Debt0.29
Tata Teleservices Ltd. -364D (28-Feb-22)Commercial Paper0.29
08.38% Karnataka SDL - 31-Oct-2022Government Securities0.29
Larsen & Toubro Ltd. 07.25% (06-May-24)Corporate Debt0.29
Indian Railway Finance Corpn Ltd SR-142 07.50% (09-Sep-29)Corporate Debt0.29
Sikka Ports & Terminals Ltd. SR-PPD-10 7.65% (22-Mar-23)Corporate Debt0.29
Tata Capital Housing Finance Ltd. -SR-I TRANCHE-I 08.10% (14-Jan-23)Corporate Debt0.29
Power Finance Corpn. Ltd. SR-191 BD 07.35% (15-Oct-22)Corporate Debt0.29
06.18% GOI - 04-Nov-2024Government Securities0.29
Larsen & Toubro Ltd. SR-I 6.72% (24-Apr-23)Corporate Debt0.29
Rural Electrification Corpn Ltd -SR-167 08.45% (22-Mar-22)Corporate Debt0.29
Tata Capital Housing Finance Ltd. SR-D (24-Jan-24)Corporate Debt0.29
National Bank For Agriculture & Rural Development SR-20 K 6.40% (31-Jul-23)Corporate Debt0.28
National Bank For Agriculture & Rural Development SR-21 A 6.50% (17-Apr-23)Corporate Debt0.28
Grasim Industries Ltd. -SR 1920/III 6.65 (17-Feb-23)Corporate Debt0.28
ICICI Bank Ltd. SR- DMR17AT 09.20%Corporate Debt0.28
IndInfravit Trust SR-A (09-Mar-38)Corporate Debt0.28
LIC Housing Finance Ltd. -TR-380 08.5950% (14-Jan-22)Corporate Debt0.28
Mobil Trust Series 10PTC & Securitized Debt0.28
Housing Development Finance Corporation Ltd. -SR-Y-001 6.43% (29-Sep-25)Corporate Debt0.28
Fullerton India Credit Co Ltd SR-68 09.10% (01-Dec-21)Corporate Debt0.28
Indian Oil Corpn. Ltd. SR-XVII 05.05% (25-Nov-22)Corporate Debt0.28
Talwandi Sabo Power Ltd. 09.23% (30-Jul-21)Corporate Debt0.28
Vedanta Ltd. -SR-II 08.50% (15-Jun-21)Corporate Debt0.28
Tata Motors Finance Solutions Pvt Ltd. SR-B 07.97% (27-Dec-23)Corporate Debt0.28
Tata Power Company Ltd. -Reset Rate (02-Jun-21)Corporate Debt0.28
NHPC Ltd. SR-I 8.12% (22-Mar-29)Corporate Debt0.27
State Bank of India SR-III 05.83% (26-Oct-30)Corporate Debt0.27
07.32% GOI - 28-Jan-2024Government Securities0.26
Axis Bank Ltd. SR-26 8.75%Corporate Debt0.25
Punjab National Bank -SR-XI 8.98%Corporate Debt0.25
Tata Power Company Ltd. -Reset Rate (21-Aug-72)Corporate Debt0.23
07.26% GOI - 14-Jan-2029Government Securities0.2
National Bank For Agriculture & Rural Development SR-PMAY-G PD-2 06.42% (25-Nov-30)Corporate Debt0.19
Rural Electrification Corpn Ltd SR-GOI-VIII 08.30% (25-Mar-29)Corporate Debt0.18
Manappuram Finance Ltd SR 07A/2020-21 08.35% (31-Jan-22)Corporate Debt0.17
Housing Development Finance Corporation Ltd. SR-U-005 9.00% (29-Nov-28)Corporate Debt0.16
Indian Railway Finance Corpn Ltd SR-134 08.30% (25-Mar-29)Corporate Debt0.15
Power Grid Corpn. of India Ltd. SR-LVI 07.36% (18-Oct-26)Corporate Debt0.15
08.39% Rajasthan SDL - 15-Mar-2023Government Securities0.15
Power Finance Corpn. Ltd. SR-192 B 07.42% (19-Nov-24)Corporate Debt0.15
REC Ltd. -SR-186 B 07.40% (26-Nov-24)Corporate Debt0.15
Housing Development Finance Corporation Ltd. -SR-W-008 07.35% (10-Feb-25)Corporate Debt0.15
Rural Electrification Corpn Ltd 9.35% (15-Jun-22)Corporate Debt0.14
Housing And Urban Development Coprporation Ltd. SR-E 08.34% (11-Jul-22)Corporate Debt0.14
LIC Housing Finance Ltd. -TR-384 08.50% (20-Jun-22)Corporate Debt0.14
REC Ltd.-SR-190-A 06.88% (20-Mar-25)Corporate Debt0.14
Housing Development Finance Corporation Ltd. -SR-W-009 06.99% (13-Feb-23)Corporate Debt0.14
Power Finance Corpn. Ltd. SR-169 A 7.1% (08-Aug-22)Corporate Debt0.14
Power Finance Corporation Ltd. SR-208 6.50% (17-Sep-25)Corporate Debt0.14
L&T Housing Finance Ltd. SR-A OPT I 8.30% (29-Nov-21)Corporate Debt0.14
Bank of Baroda SR-VI 08.5%Corporate Debt0.14
07.15% Maharashtra SDL - 13-Oct-2026Government Securities0.14
Coastal Gujarat Power Ltd. -SR-CGPLAU02 09.90% (27-Aug-28)Corporate Debt0.12
Sikka Ports & Terminals Ltd. 8.45% (12-Jun-23)Corporate Debt0.12
LIC Housing Finance Ltd. TRCH 331 OPT-1 07.95% (24-Mar-22)Corporate Debt0.12
Bank Of Baroda SR-IV 10.49%Corporate Debt0.12
L&T Housing Finance Ltd. SR-A OPT II 08.48% (29-Nov-22)Corporate Debt0.11
Rural Electrification Corpn Ltd -SR-173 08.35% (13-Mar-22)Corporate Debt0.11
Jamnagar Utilities & Power Pvt Ltd. SR-V 7.6% (27-May-22)Corporate Debt0.11
First Business Receivables Trust Series 20PTC & Securitized Debt0.11
Sansar Trust SR-APTC & Securitized Debt0.09
Inox Air Products Ltd. SR-J RR (31-Dec-23)Corporate Debt0.09
Larsen & Toubro Ltd. 07.70% (28-Apr-25)Corporate Debt0.09
First Business Receivables Trust Series 7PTC & Securitized Debt0.09
First Business Receivables Trust Series 8PTC & Securitized Debt0.09
First Business Receivables Trust Series 19PTC & Securitized Debt0.08
First Business Receivables Trust Series 13PTC & Securitized Debt0.07
First Business Receivables Trust Series 14PTC & Securitized Debt0.07
First Business Receivables Trust Series 18PTC & Securitized Debt0.07
First Business Receivables Trust Series 15PTC & Securitized Debt0.07
First Business Receivables Trust Series 16PTC & Securitized Debt0.07
First Business Receivables Trust Series 17PTC & Securitized Debt0.07
First Business Receivables Trust Series 9PTC & Securitized Debt0.07
First Business Receivables Trust Series 10PTC & Securitized Debt0.07
First Business Receivables Trust Series 11PTC & Securitized Debt0.07
First Business Receivables Trust Series 12PTC & Securitized Debt0.07
National Bank For Agriculture & Rural Development SR-19-D 08.39% (19-Jul-21)Corporate Debt0.06
Mahanagar Telephone Nigam Ltd. 9.38% (05-Dec-23)Corporate Debt0.06
Power Finance Corpn. Ltd. SR-130 C 08.39% (19-Apr-25)Corporate Debt0.06
Indian Railway Finance Corpn Ltd. SR-135 8.23% (29-Mar-29)Corporate Debt0.06
Syndicate Bank SR-III 11.25%Corporate Debt0.06
Punjab National Bank -SR-VIII 8.95%Corporate Debt0.06
Inox Air Products Ltd. SR-H RR (31-Dec-21)Corporate Debt0.04
Jamnagar Utilities & Power Pvt Ltd. SR-VIII 7.67% (28-Feb-23)Corporate Debt0.03
5.22% GOI 15/06/2025GOI Securities6.1
7.95% HDFC Bank 21/09/2026Bonds/Debentures5.08
7.17% GOI 2028GOI Securities4.97
7.05% National Housing Bank 18/12/2024Non Convertible Debenture4.96
7.35% HDFC 2025Debenture4.95
7.60% ICICI Bank 2023Bonds4.94
7.05% Reliance Industries 13/09/2023Debenture4.9
7.99% Power Finance Corporation 20/12/2022Debenture4.9
7.45% LIC Housing Fin. 2023Non Convertible Debenture4.86
6.80% Hindustan Petroleum Corporation 15/12/2022Debenture4.84
6.45% Maharashtra State 14/10/2027State Development Loan4.75
5.45% NTPC 15/10/2025Debenture4.69
8.14% Maharashtra State 27/05/2025State Development Loan4.08
7.24% REC 31/12/2022Non Convertible Debenture3.89
6.84% GOI 19/12/2022GOI Securities3.84
8.25% Indian Railway Finance Corporation 28/02/2024Debenture3.54
5.63% GOI 2026GOI Securities2.82
6.97% GOI 2026GOI Securities2.47
6.83% HDFC 2031Debenture1.87
5.15% GOI 2025GOI Securities1.87
7.27% GOI 2026GOI Securities1.5
NTPC 2023Bonds1
8.50% National Bank Agr. Rur. DevpDebenture0.99
7.32% GOI 28/01/2024GOI Securities0.99
5.05% Indian Oil Corporation 25/11/2022Debenture0.95
5.22% GOI 15/06/2025GOI Securities5.51
7.95% HDFC Bank 21/09/2026Bonds/Debentures4.57
7.17% GOI 2028GOI Securities4.48
7.05% National Housing Bank 18/12/2024Non Convertible Debenture4.47
7.60% ICICI Bank 2023Bonds4.46
7.35% HDFC 2025Debenture4.45
7.05% Reliance Industries 13/09/2023Debenture4.42
7.45% LIC Housing Fin. 2023Non Convertible Debenture4.38
6.80% Hindustan Petroleum Corporation 15/12/2022Debenture4.37
6.45% Maharashtra State 14/10/2027State Development Loan4.28
8.79% GOI 2021Central Government Loan4.27
5.63% GOI 2026GOI Securities4.25
5.45% NTPC 15/10/2025Debenture4.22
8.14% Maharashtra State 27/05/2025State Development Loan3.68
7.24% REC 31/12/2022Non Convertible Debenture3.51
6.84% GOI 19/12/2022GOI Securities3.47
8.25% Indian Railway Finance Corporation 28/02/2024Debenture3.19
6.97% GOI 2026GOI Securities2.23
6.83% HDFC 2031Debenture1.68
7.27% GOI 2026GOI Securities1.35
NTPC 2023Bonds0.9
7.32% GOI 28/01/2024GOI Securities0.9
8.50% National Bank Agr. Rur. DevpDebenture0.89
5.05% Indian Oil Corporation 25/11/2022Debenture0.86

AUM Yearly

YearScheme Total AumCategory Total Aum
2021139.750.00
2020152.400.00
2019134.3195874.48

Principal Short Term Debt Fund Direct Plan Option Details

Principal Short Term Debt Fund Direct Plan Growth Option is a mutual fund scheme launched by Principal Asset Management Pvt. Ltd..This fund has been launched on 2013-01-01. Principal Short Term Debt Fund Direct Plan Growth Option currently has 117 crores of assets under management (AUM) and has an expense ratio of 0.64 which is lower than what most other Large Cap funds charge.


Principal Short Term Debt Fund Direct Plan Growth Option has given returns of 3.6% in the last 1 year and 4.31% in the last 3 years. And since launch the fund has given 8.09% returns.


This fund invests in companies which are fundamentally strong and having growth potential.


Min sip to invest in this fund is Rs. and lumpsum investment is Rs.5000.

The top holdings of the fund are 05.77% GOI 03-Aug-2030 , Housing Development Finance Corporation Ltd. -SR-X-004 7% (19-May-22) , 06.97% GOI 06-Sep-2026 , 06.79% GOI - 15-May-2027 , Housing Development Finance Corporation Ltd. -SR-V-007 07.87% (18-Jul-22)

Frquently Asked Questions

1. What is the NAV of Principal Short Term Debt Fund Direct Plan Option?

The current Net Asset Value (NAV) of the Principal Short Term Debt Fund Direct Plan Option is 37.71

2. Principal Short Term Debt Fund Direct Plan Option Rolling Returns

The 3 year rolling returns of the Principal Short Term Debt Fund Direct Plan Option:

  • Mean : 7.04%
  • Max : 10.5%
  • Min : 0%

3. How do I invest in Principal Short Term Debt Fund Direct Plan Option?

  1. Click here Invest Now
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  3. Invest and enjoy the returns

Principal Short Term Debt Fund Direct Plan Growth Option



Investment Duration 3 years

Disclaimer

Please note that these calculators are for illustrations only and do not represent actual returns. Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.