Lic Mf Banking Psu Debt Fund Direct Plan Growth | Pros & Cons NAV(29.91)

Lic Mf Banking Psu Debt Fund Direct Plan Growth

Debt: Banking and PSU

Fund Information

Objective

The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality Debt and Money Market Securities that are issued by Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.

Low to Moderate Risk

10 Year Gsec

Benchmark

2013-01-03

Launched On

Open Ended

Type

Min SIP

5000

Min Investment

1909

AUM in Crores

0.28

Expense Ratio

--

Exit Load

LIC Mutual Fund Asset Management Limited

Fund House

Marzban Irani

Fund Managers

Lic Mf Banking Psu Debt Fund Direct Plan Pros & Cons

Pros

  • Lic Mf Banking Psu Debt Fund Direct Plan Growth has over performed index in 2014-2017, 2015-2018, 2016-2019, 2017-2020 years
  • Lower Expense Ratio
  • 3 years avg returns are higher than benchmark

Cons

  • Lic Mf Banking Psu Debt Fund Direct Plan Growth is ranking 22nd in last 5 years

Average Returns

Fund Name1Y (%)3Y (%)5Y (%)7Y (%)10Y (%)15Y (%)
Lic Mf Banking Psu Debt Fund Direct Plan Growth 
4.117.247.347.46
10 Year Gsec
8.66-4.21-0.7-2.06-2.04-1.22

Lic Mf Banking Psu Debt Fund Direct Plan Rolling Returns

Fund Name3 Year (%)5 Year (%)
AverageMaxMinAverageMaxMin
Lic Mf Banking Psu Debt Fund Direct Plan Growth 
8.139.3308.028.840
10 Year Gsec
-2.3517.21-24.83-1.7411.17-16.61

Risk Parameters

Fund NameMeanStdSharpeBetaAlpha
Lic Mf Banking Psu Debt Fund Direct Plan Growth 
7.321.841.408-0.141.34
10 Year Gsec
-4.218.81-1.015--
Risk Parameters are calculated for the last 3 years data.

Calender Year Returns

Performance

Best PerformanceWorst Performance
PeriodReturnsPeriodReturns
Week2020-03-24 - 2020-03-31
2.59
2020-03-12 - 2020-03-19
-1.93
Month2020-03-23 - 2020-04-23
3.62
2020-02-24 - 2020-03-24
-2.44
Quarter2020-03-23 - 2020-07-23
7.4
2019-11-25 - 2020-03-25
-0.31
Year2018-11-01 - 2019-11-01
12.2
2021-06-14 - 2022-06-14
-0.18

Portfolio

Stock NameSector% of Total Holdings
Axis Bank Ltd. (23-Aug-21)Certificate of Deposit6.64
National Highways Authority of India - SR-III 07.17% (23-Dec-21)Corporate Debt6.56
5.15% GOI - 09-Nov-2025Government Securities5.73
Indian Oil Corpn. Ltd. SR-XVII 05.05% (25-Nov-22)Corporate Debt5.64
National Housing Bank 05.32% (01-Sep-23)Corporate Debt4.53
NTPC Ltd. -91D (24-Aug-21)Commercial Paper4.43
National Bank For Agriculture & Rural Development SR-20 K 6.40% (31-Jul-23)Corporate Debt4.12
REC Ltd.-SR-210 5.74% (20-Jun-24)Corporate Debt3.4
Indian Oil Corpn. Ltd. SR-XV 06.44% (14-Apr-23)Corporate Debt3.07
06.84% GOI - 19-Dec-2022Government Securities2.82
Reliance Industries Ltd. SR-D 07.17% (08-Nov-22)Corporate Debt2.4
Housing & Urban Development Corporation Ltd. SR-E 2019 06.99% (11-Nov-22)Corporate Debt2.4
06.97% GOI 06-Sep-2026Government Securities2.38
Power Grid Corpn. of India Ltd. SR-LVII 07.20% (21-Dec-21)Corporate Debt2.35
National Bank For Agriculture & Rural Development SR-21 A 6.50% (17-Apr-23)Corporate Debt2.32
National Housing Bank 05.80% (15-May-23)Corporate Debt2.29
Export Import Bank of India -192D (04-Jun-21)Commercial Paper2.23
Axis Bank Ltd. (10-Jun-21)Certificate of Deposit2.23
Power Finance Corpn. Ltd. SR-191 BD 07.35% (15-Oct-22)Corporate Debt2.17
NTPC Ltd. SR-65 06.72% (24-Nov-21)Corporate Debt2.01
07.32% GOI - 28-Jan-2024Government Securities1.99
NTPC Ltd. SR-70 06.55% (17-Apr-23)Corporate Debt1.86
Housing And Urban Development Coprporation Ltd. SR-C 07.34% (16-Sep-22)Corporate Debt1.21
Rural Electrification Corpn Ltd 9.48% (10-Aug-21)Corporate Debt1.21
Housing And Urban Development Coprporation Ltd. -SR B 06.09% (24-Jul-23)Corporate Debt1.21
07.17% GOI - 28-Jan-2028Government Securities1.21
Indian Railway Finance Corpn Ltd SR-145 06.59% (14-Apr-23)Corporate Debt1.2
Power Finance Corpn. Ltd. SR-181 08.45 (11-Aug-22)Corporate Debt1.19
Rural Electrification Corpn Ltd -SR-173 08.35% (13-Mar-22)Corporate Debt1.17
National Housing Bank 06.55% (17-Apr-23)Corporate Debt1.17
Power Finance Corporation Ltd. SR-202 6.75% (22-May-23)Corporate Debt1.16
Power Finance Corpn. Ltd. SR-187(A) 08.20% (27-May-22)Corporate Debt1.16
Oil & Natural Gas Corporation Ltd. -SR-III 04.64% (21-Nov-23)Corporate Debt1.15
National Housing Bank 05.44% (02-Apr-24)Corporate Debt1.15
National Bank For Agriculture & Rural Development SR-22 A 5.27% (29-Apr-24)Corporate Debt1.12
364 Days Treasury Bill - 03-Jun-2021Treasury Bills1.12
National Bank For Agriculture & Rural Development -1790D (31-Aug-21)Commercial Paper1.11
NTPC Ltd.-364D (14-Sep-21)Commercial Paper1.1
Indian Railway Finance Corpn Ltd. SR-113 7.24% (08-Nov-21)Corporate Debt0.95
Axis Bank Ltd. (28-Jan-22)Certificate of Deposit0.87
REC Ltd. -SR-184 B STRP D 07.55% (26-Sep-23)Corporate Debt0.74
Power Grid Corpn. of India Ltd. 8.80% (13-Mar-23)Corporate Debt0.73
Indian Railway Finance Corpn Ltd SR-149 06.19% (28-Apr-23)Corporate Debt0.69
National Bank For Agriculture & Rural Development SR-21D 5.14% (31-Jan-24)Corporate Debt0.55
Export Import Bank of India 8.94% (31-Dec-22)Corporate Debt0.49
Reliance Industries Ltd. SR PPD-M1 07.05% (13-Sep-23)Corporate Debt0.49
07.61% GOI - 09-May-2030Government Securities0.48
Export Import Bank of India 8.88% (18-Oct-22)Corporate Debt0.25
Housing Development Finance Corporation Ltd. -SR-W-002 07.28% (26-Sep-22)Corporate Debt0.19
Reserve Bank of India 182-D 14/10/2021Treasury Bills8.16
HDFC Bank 24/11/2021Certificate of Deposit6.35
5.80% National Housing Bank 15/05/2023Debenture5.31
7.17% Nat. Highways Authority 23/12/2021Non Convertible Debenture4.88
6.59% Indian Railway Finance Corporation 14/04/2023Debenture3.9
6.44% Indian Oil Corporation 14/04/2023Debenture3.56
7.17% Reliance Industries 2022Non Convertible Debenture2.79
6.99% Housing & Urban Development Corporation 2022Debenture2.78
6.80% Hindustan Petroleum Corporation 15/12/2022Debenture2.77
7.20% Power Grid Corporation 21/12/2021Bonds2.71
6.50% National Bank Agr. Rur. Devp 17/04/2023Debenture2.7
4.79% Hindustan Petroleum Corporation 23/10/2023Debenture2.67
5.04% Indian Railway Finance Corporation 2023Debenture2.65
7.35% Power Finance Corporation 15/10/2022Debenture2.53
5.32% National Housing Bank 2023Non Convertible Debenture2.36
5.47% Power Finance Corporation 19/08/2023Debenture2.34
6.72% NTPC 24/11/2021Bonds2.33
6.55% NTPC 17/04/2023Debenture2.16
5.63% GOI 2026GOI Securities1.99
5.22% GOI 15/06/2025GOI Securities1.96
6.40% National Bank Agr. Rur. Devp 31/07/2023Non Convertible Debenture1.86
6.10% GOI 2031GOI Securities1.49
9.25% Power Grid Corporation 26/12/2022Bonds1.44
7.96% Maharashtra State 29/06/2026State Development Loan1.41
8.45% Power Finance Corporation 2022Non Convertible Debenture1.38
Reserve Bank of India 91-D 09/12/2021Treasury Bills7.93
HDFC Bank 24/11/2021Certificate of Deposit6.53
5.80% National Housing Bank 15/05/2023Debenture5.46
5.14% National Bank Agr. Rur. Devp 21-D 31/01/2024Debenture5.16
7.17% Nat. Highways Authority 23/12/2021Non Convertible Debenture5.03
5.63% GOI 2026GOI Securities3.81
6.59% Indian Railway Finance Corporation 14/04/2023Debenture3.77
6.44% Indian Oil Corporation 14/04/2023Debenture3.66
7.17% Reliance Industries 2022Non Convertible Debenture2.87
6.99% Housing & Urban Development Corporation 2022Debenture2.86
6.80% Hindustan Petroleum Corporation 15/12/2022Debenture2.84
7.20% Power Grid Corporation 21/12/2021Bonds2.79
6.50% National Bank Agr. Rur. Devp 17/04/2023Debenture2.77
5.04% Indian Railway Finance Corporation 2023Debenture2.64
4.79% Hindustan Petroleum Corporation 23/10/2023Debenture2.62
5.32% National Housing Bank 2023Non Convertible Debenture2.43
6.72% NTPC 24/11/2021Bonds2.4
5.47% Power Finance Corporation 19/08/2023Debenture2.4
6.55% NTPC 17/04/2023Debenture2.22
6.40% National Bank Agr. Rur. Devp 31/07/2023Non Convertible Debenture1.91
9.25% Power Grid Corporation 26/12/2022Bonds1.48
7.96% Maharashtra State 29/06/2026State Development Loan1.44
8.45% Power Finance Corporation 2022Non Convertible Debenture1.42
7.34% Power Grid Corporation 15/07/2024Bonds/NCDs1.4
8.35% REC 13/03/2022Debenture1.4

AUM Yearly

YearScheme Total AumCategory Total Aum
20212233.540.00

Lic Mf Banking Psu Debt Fund Direct Plan Details

Lic Mf Banking Psu Debt Fund Direct Plan Growth is a mutual fund scheme launched by LIC Mutual Fund Asset Management Limited.This fund has been launched on 2013-01-03. Lic Mf Banking Psu Debt Fund Direct Plan Growth currently has 1909 crores of assets under management (AUM) and has an expense ratio of 0.28 which is lower than what most other Large Cap funds charge.


Lic Mf Banking Psu Debt Fund Direct Plan Growth has given returns of 4.11% in the last 1 year and 7.24% in the last 3 years. And since launch the fund has given 7.84% returns.


This fund invests in companies which are fundamentally strong and having growth potential.


Min sip to invest in this fund is Rs. and lumpsum investment is Rs.5000.

The top holdings of the fund are Axis Bank Ltd. (23-Aug-21) , National Highways Authority of India - SR-III 07.17% (23-Dec-21) , 5.15% GOI - 09-Nov-2025 , Indian Oil Corpn. Ltd. SR-XVII 05.05% (25-Nov-22) , National Housing Bank 05.32% (01-Sep-23)

Frquently Asked Questions

1. What is the NAV of Lic Mf Banking Psu Debt Fund Direct Plan ?

The current Net Asset Value (NAV) of the Lic Mf Banking Psu Debt Fund Direct Plan is 29.91

2. Lic Mf Banking Psu Debt Fund Direct Plan Rolling Returns

The 3 year rolling returns of the Lic Mf Banking Psu Debt Fund Direct Plan :

  • Mean : 8.13%
  • Max : 9.33%
  • Min : 0%

3. How do I invest in Lic Mf Banking Psu Debt Fund Direct Plan ?

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  3. Invest and enjoy the returns

Lic Mf Banking Psu Debt Fund Direct Plan Growth



Investment Duration 3 years

Disclaimer

Please note that these calculators are for illustrations only and do not represent actual returns. Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.