Kotak Credit Risk Fund Growth | Pros & Cons NAV(23.94)

Kotak Credit Risk Fund Growth

Debt: Credit Risk

Fund Information

Objective

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.

High Risk

10 Year Gsec

Benchmark

2010-05-11

Launched On

Type

1000

Min SIP

5000

Min Investment

1786

AUM in Crores

1.72

Expense Ratio

1.00

Exit Load

Kotak Mahindra Asset Management Company Limited(KMAMCL)

Fund House

Deepak Agrawal

Fund Managers

Kotak Credit Risk Fund Pros & Cons

Pros

  • Kotak Credit Risk Fund Growth has over performed index in 2014-2017, 2015-2018, 2016-2019, 2017-2020 years
  • 3 years avg returns are higher than benchmark

Cons

  • Higher Expense Ratio
  • Kotak Credit Risk Fund Growth is ranking 13th in last 5 years

Average Returns

Fund Name1Y (%)3Y (%)5Y (%)7Y (%)10Y (%)15Y (%)
Kotak Credit Risk Fund Growth 
6.026.896.677.52
10 Year Gsec
8.66-4.21-0.7-2.06-2.04-1.22

Kotak Credit Risk Fund Rolling Returns

Fund Name3 Year (%)5 Year (%)
AverageMaxMinAverageMaxMin
Kotak Credit Risk Fund Growth 
8.1911.0108.129.380
10 Year Gsec
-2.3517.21-24.83-1.7411.17-16.61

Risk Parameters

Fund NameMeanStdSharpeBetaAlpha
Kotak Credit Risk Fund Growth 
6.762.650.766-0.081.31
10 Year Gsec
-4.218.81-1.015--
Risk Parameters are calculated for the last 3 years data.

Calender Year Returns

Performance

Best PerformanceWorst Performance
PeriodReturnsPeriodReturns
Week2020-03-24 - 2020-03-31
2.59
2020-04-22 - 2020-04-29
-2.15
Month2013-08-19 - 2013-09-19
3.36
2020-02-24 - 2020-03-24
-3.59
Quarter2020-05-04 - 2020-09-04
5.65
2020-01-03 - 2020-05-03
-1.88
Year2013-08-19 - 2014-08-19
12.68
2021-06-21 - 2022-06-21
-0.08

Portfolio

Stock NameSector% of Total Holdings
Talwandi Sabo Power Ltd. 09.23% (30-Jul-21)Corporate Debt10.88
Tata Steel Ltd. (23-Apr-22)Corporate Debt9.55
Punjab & Sind Bank -SR-I 10.9%Corporate Debt6.47
Coastal Gujarat Power Ltd. -SR-CGPLAU02 09.90% (27-Aug-28)Corporate Debt6.33
Bajaj Housing Finance Ltd. - 5.70% (10-Jun-24)Corporate Debt5.59
National Bank For Agriculture & Rural Development SR-21 H 5.53% (22-Feb-24)Corporate Debt4.24
Bahadur Chand Investments Private Ltd. SR-BCIPL/PP/5 (01-Mar-24)Corporate Debt4.21
Power Finance Corpn. Ltd. SR-184-A 09.25% (25-Sep-24)Corporate Debt3.82
Andhra Bank SR-IV 9.20%Corporate Debt3.69
Housing Development Finance Corporation Ltd. -SR-W-006 07.50% (08-Jan-25)Corporate Debt2.96
07.20% Karnataka SDL - 25-Jan-2027Government Securities2.9
Tata Projects Ltd.SR-A 08.35% (17-Dec-21)Corporate Debt2.85
Nuvoco Vistas Corporation Ltd. 7.25% (25-Sep-23)Corporate Debt2.84
Godrej Properties Ltd. 7.50% (31-Jul-23)Corporate Debt2.83
06.12% Karnataka SDL - 22-Jul-2027Government Securities2.75
Muthoot Finance Ltd. SR-XVIII OPT-VI 9.00% (19-Apr-23)Corporate Debt2.23
U. P. Power Corporation Ltd. -SR-II-C 10.15% (20-Jan-22)Corporate Debt1.82
L&T Infrastructure Finance Company Ltd. SR-A OPT 2 8.55% (29-Nov-22)Corporate Debt1.75
06.57% Gujarat SDL - 03-Jun-2029Government Securities1.67
U. P. Power Corporation Ltd. -SR-I-C 9.75% (20-Oct-21)Corporate Debt1.52
National Bank For Agriculture & Rural Development SR SB-1 6.87% (08-Mar-30)Corporate Debt1.41
Housing Development Finance Corporation Ltd. -SR-Y-006 05.30% (08-Mar-23)Corporate Debt1.41
Power Finance Corpn. Ltd. SR-187 B 08.85% (25-May-29)Corporate Debt1.25
06.97% Maharashtra SDL - 18-Feb-2028Government Securities1.15
Manappuram Finance Ltd SR 09/2021 08.35% (18-Feb-22)Corporate Debt1.14
Dalmia Cement (Bharat) Ltd. STRPP-3 8.7% (19-Oct-21)Corporate Debt0.74
Jamnagar Utilities & Power Pvt Ltd. 8.95% (26-Apr-23)Corporate Debt0.6
National Highways Authority of India - SR-V 07.70% (13-Sep-29)Corporate Debt0.59
Reliance Jio Infocomm Ltd. 9.25% (16-Jun-24)Corporate Debt0.56
SEI Enerstar Renewable Energy Pvt Ltd. (13-Nov-27)Corporate Debt0.44
United Bank of India SR-XI 9.05% (10-Nov-27)Corporate Debt0.29
Small Industries Development Bank of India SR-II 08.50% (21-Jun-21)Corporate Debt0.25
Aashman Energy Pvt Ltd. (13-Nov-27)Corporate Debt0.18
Shreyas Renewable Energy Pvt Ltd. (13-Nov-27)Corporate Debt0.18
Pratyash Renewable Pvt Ltd. (13-Nov-27)Corporate Debt0.18
Elena Renewable Energy Pvt Ltd. (13-Nov-27)Corporate Debt0.18
Aarish Solar Power Pvt Ltd. (13-Nov-27)Corporate Debt0.18
SEI Baskara Power Pvt Ltd. (13-Nov-27)Corporate Debt0.18
Zuvan Energy Pvt Ltd. (13-Nov-27)Corporate Debt0.18
Divyesh Power Pvt Ltd. (13-Nov-27)Corporate Debt0.18
National Bank For Agriculture & Rural Development SR-19 B 08.60% (31-Jan-22)Corporate Debt0.16
Shriram City Union Finance Ltd. SR-X TR-2A (04-Apr-22)Corporate Debt0.07
Housing Development Finance Corporation Ltd. -SR-V-003 08.58% (18-Mar-22)Corporate Debt0.06
U. P. Power Corporation Ltd. -SR-II-D 10.15% (20-Jan-23)Corporate Debt0.06
LIC Housing Finance Ltd. 9.25% (12-Nov-22)Corporate Debt0.05
JM Financial Credit Solutions Ltd. TRANCHE I Opt - I 09.25% (07-Aug-21)Corporate Debt0.01
Yes Bank Ltd. 09.00%Corporate Debt0
5.35% Telesonic Network 28/04/2023Debenture8.01
10.90% Punjab & Sind BankAdditional Tier 1 Bond6.42
9.90% Coastal Gujarat Power 27/08/2028Debenture6.34
5.70% Bajaj Housing Finance 2024Debenture5.52
GOI 22/09/2033GOI Securities Floating Rate Bond4.75
Bahadur Chand Investments 2024Zero Coupon Bonds4.13
9.25% Power Finance CorporationAdditional Tier 2 Bond3.73
9.20% Union Bank of IndiaAdditional Tier 1 Bond3.69
6.43% Godrej Industries 26/04/2024Non Convertible Debenture3.35
7.50% HDFC 2025Debenture2.9
7.20% Karnataka State 25/01/2027State Development Loan2.88
7.50% Godrej Properties 31/07/2023Zero Coupon Bonds2.83
7.25% NUVOCO Vistas Corp. 25/09/2023Debenture2.79
8.35% Tata Projects 17/12/2021Zero Coupon Bonds2.77
6.12% Karnataka State 22/07/2027State Development Loan2.74
10.15% Uttar Pradesh Power Corporation 20/01/2023Debenture2.57
6.92% Godrej Industries 14/05/2025Debenture2.54
7.39% THDC India Ltd. 25/08/2031Debenture2.22
Muthoot Finance 19/04/2023Bonds/Debentures2.18
6.57% Gujarat State 2029State Development Loan1.65
8.84% Tata Power Company 21/02/2023Debenture1.62
2.00% Tata Steel 23/04/2022Debenture1.5
7.59% THDC India Ltd. 2026Bonds1.42
10.15% Uttar Pradesh Power Corporation 20/01/2022Debenture1.19
6.97% Maharashtra State 18/02/2028State Development Loan1.13
10.90% Punjab & Sind BankAdditional Tier 1 Bond6.53
9.90% Coastal Gujarat Power 27/08/2028Debenture6.39
5.35% Telesonic Network 28/04/2023Debenture6.16
6.90% Aadhar Housing Finance 29/10/2024Debenture5.6
GOI 22/09/2033GOI Securities Floating Rate Bond4.81
Bahadur Chand Investments 2024Zero Coupon Bonds4.2
5.70% Bajaj Housing Finance 2024Debenture4.18
9.25% Power Finance CorporationAdditional Tier 2 Bond3.78
9.20% Union Bank of IndiaAdditional Tier 1 Bond3.72
6.43% Godrej Industries 26/04/2024Non Convertible Debenture3.4
7.20% Karnataka State 25/01/2027State Development Loan2.91
7.50% Godrej Properties 31/07/2023Zero Coupon Bonds2.86
7.25% NUVOCO Vistas Corp. 25/09/2023Debenture2.83
8.35% Tata Projects 17/12/2021Zero Coupon Bonds2.81
6.12% Karnataka State 22/07/2027State Development Loan2.76
10.15% Uttar Pradesh Power Corporation 20/01/2023Debenture2.61
6.92% Godrej Industries 14/05/2025Debenture2.57
7.39% THDC India Ltd. 25/08/2031Debenture2.26
Muthoot Finance 19/04/2023Bonds/Debentures2.21
6.57% Gujarat State 2029State Development Loan1.67
8.84% Tata Power Company 21/02/2023Debenture1.64
2.00% Tata Steel 23/04/2022Debenture1.53
7.59% THDC India Ltd. 2026Bonds1.43
6.97% Maharashtra State 18/02/2028State Development Loan1.15
8.35% Manappuram Finance 18/02/2022Non Convertible Debenture1.13

AUM Yearly

YearScheme Total AumCategory Total Aum
20211796.660.00
20201845.320.00
20195043.0657108.87

Kotak Credit Risk Fund Details

Kotak Credit Risk Fund Growth is a mutual fund scheme launched by Kotak Mahindra Asset Management Company Limited(KMAMCL).This fund has been launched on 2010-05-11. Kotak Credit Risk Fund Growth currently has 1786 crores of assets under management (AUM) and has an expense ratio of 1.72 which is higher than what most other Large Cap funds charge.


Kotak Credit Risk Fund Growth has given returns of 6.02% in the last 1 year and 6.89% in the last 3 years. And since launch the fund has given 7.7% returns.


This fund invests in companies which are fundamentally strong and having growth potential.


Min sip to invest in this fund is Rs.1000 and lumpsum investment is Rs.5000.

The top holdings of the fund are Talwandi Sabo Power Ltd. 09.23% (30-Jul-21) , Tata Steel Ltd. (23-Apr-22) , Punjab & Sind Bank -SR-I 10.9% , Coastal Gujarat Power Ltd. -SR-CGPLAU02 09.90% (27-Aug-28) , Bajaj Housing Finance Ltd. - 5.70% (10-Jun-24)

Frquently Asked Questions

1. What is the NAV of Kotak Credit Risk Fund ?

The current Net Asset Value (NAV) of the Kotak Credit Risk Fund is 23.94

2. Kotak Credit Risk Fund Rolling Returns

The 3 year rolling returns of the Kotak Credit Risk Fund :

  • Mean : 8.19%
  • Max : 11.01%
  • Min : 0%

3. How do I invest in Kotak Credit Risk Fund ?

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  3. Invest and enjoy the returns

Kotak Credit Risk Fund Growth



Investment Duration 3 years

Disclaimer

Please note that these calculators are for illustrations only and do not represent actual returns. Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.