Kotak Banking And Psu Debt Direct Growth | Pros & Cons NAV(53.79)

Kotak Banking And Psu Debt Direct Growth

Debt: Banking and PSU

Fund Information

Objective

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.

Moderate Risk

10 Year Gsec

Benchmark

2013-01-01

Launched On

Type

Min SIP

5000

Min Investment

9334

AUM in Crores

0.36

Expense Ratio

--

Exit Load

Kotak Mahindra Asset Management Company Limited(KMAMCL)

Fund House

Deepak Agrawal

Fund Managers

Kotak Banking And Psu Debt Direct Pros & Cons

Pros

  • Kotak Banking And Psu Debt Direct Growth has over performed index in 2014-2017, 2015-2018, 2016-2019, 2017-2020 years
  • Lower Expense Ratio
  • 3 years avg returns are higher than benchmark
  • Kotak Banking And Psu Debt Direct Growth is ranking 3rd in last 5 years

Cons

    Average Returns

    Fund Name1Y (%)3Y (%)5Y (%)7Y (%)10Y (%)15Y (%)
    Kotak Banking And Psu Debt Direct Growth 
    5.438.537.958.35
    10 Year Gsec
    8.66-4.21-0.7-2.06-2.04-1.22

    Kotak Banking And Psu Debt Direct Rolling Returns

    Fund Name3 Year (%)5 Year (%)
    AverageMaxMinAverageMaxMin
    Kotak Banking And Psu Debt Direct Growth 
    8.7910.2908.659.370
    10 Year Gsec
    -2.3517.21-24.83-1.7411.17-16.61

    Risk Parameters

    Fund NameMeanStdSharpeBetaAlpha
    Kotak Banking And Psu Debt Direct Growth 
    8.522.261.677-0.182.18
    10 Year Gsec
    -4.218.81-1.015--
    Risk Parameters are calculated for the last 3 years data.

    Calender Year Returns

    Performance

    Best PerformanceWorst Performance
    PeriodReturnsPeriodReturns
    Week2020-03-24 - 2020-03-31
    2.86
    2020-03-12 - 2020-03-19
    -1.8
    Month2020-03-23 - 2020-04-23
    3.49
    2020-02-24 - 2020-03-24
    -2.58
    Quarter2020-03-24 - 2020-07-24
    8.07
    2020-11-17 - 2021-03-17
    -0.25
    Year2018-11-01 - 2019-11-01
    12.67
    2021-06-14 - 2022-06-14
    -0.11

    Portfolio

    Stock NameSector% of Total Holdings
    07.59% GOI 11-Jan-2026Government Securities7.47
    182 Days Treasury Bill - 03-Jun-2021Treasury Bills3.58
    State Bank of India SR-I 08.90% (02-Nov-28)Corporate Debt3.51
    Export Import Bank of India -192D (04-Jun-21)Commercial Paper3.34
    Power Finance Corpn. Ltd. SR-172 07.74% (29-Jan-28)Corporate Debt2.45
    07.33% GOI - 07-Dec-2031Government Securities2.42
    National Bank For Agriculture & Rural Development SR-21D 5.14% (31-Jan-24)Corporate Debt2.32
    Axis Bank Ltd. (22-Oct-21)Certificate of Deposit2.28
    Axis Bank Ltd. (05-Jul-21)Certificate of Deposit2.05
    GOI FRB 22-Sep-2033Government Securities1.98
    Axis Bank Ltd. SR-5 7.65% (30-Jan-27)Corporate Debt1.91
    Indian Bank SR-IV 9.53% (27-Dec-29)Corporate Debt1.9
    Rural Electrification Corpn Ltd SR-155 07.45% (30-Nov-22)Corporate Debt1.82
    REC Ltd.-SR-210 5.74% (20-Jun-24)Corporate Debt1.82
    Bank of Baroda SR-XVIII 8.42% (07-Dec-28)Corporate Debt1.7
    REC Ltd.-SR-185 07.09% (13-Dec-22)Corporate Debt1.6
    Power Finance Corporation Ltd. SR III & IV (22-Jan-31)Corporate Debt1.56
    Axis Bank Ltd. (21-Dec-21)Certificate of Deposit1.54
    State Bank of India SR-I 06.80% (21-Aug-35)Corporate Debt1.52
    06.22% Kerala SDL - 02-Dec-2027Government Securities1.52
    Union Bank of India SR-XX 9.5%Corporate Debt1.43
    Union Bank of India -SR-XXIII TR-2 9.1%Corporate Debt1.39
    Food Corporation of India SR-VIII 7.64% (12-Dec-29)Corporate Debt1.35
    Punjab National Bank -SR-XI 7.25% (29-Jul-30)Corporate Debt1.29
    REC Ltd. -SR-203 B STRP C 05.85% (20-Dec-25)Corporate Debt1.28
    Indian Railway Finance Corpn Ltd. SR-118 7.83% (21-Mar-27)Corporate Debt1.16
    Axis Bank Ltd. SR-1 8.85% (05-Dec-24)Corporate Debt1.11
    07.89% Gujarat SDL - 15-May-2025Government Securities1.11
    REC Ltd.-SR-198-B 07.79% (21-May-30)Corporate Debt1.09
    National Bank For Agriculture & Rural Development SR-20 A 7.90% (18-Apr-22)Corporate Debt1.06
    ICICI Bank Ltd. SR- DSP17AT 08.55%Corporate Debt1.06
    Food Corporation of India 09.95% (07-Mar-22)Corporate Debt1.05
    Axis Bank Ltd. SR-26 8.75%Corporate Debt1.05
    Canara Bank SR-I 7.18% (11-Mar-30)Corporate Debt1.04
    Export Import Bank of India -91D (09-Jun-21)Commercial Paper1.03
    Indian Oil Corporation Ltd. -29D (18-Jun-21)Commercial Paper1.03
    State Bank of India SR-II 06.24% (21-Sep-30)Corporate Debt1.02
    National Bank For Agriculture & Rural Development -164D (27-Sep-21)Commercial Paper1.02
    Canara Bank SR-III 8.50%Corporate Debt1.02
    Bank Of Baroda SR-XI 08.99%Corporate Debt0.91
    REC Ltd. -SR-184 B STRP C 07.55% (26-Sep-22)Corporate Debt0.85
    Union Bank of India -SR-XXIV 9.08%Corporate Debt0.8
    National Bank For Agriculture & Rural Development SR-21 H 5.53% (22-Feb-24)Corporate Debt0.78
    National Bank For Agriculture & Rural Development -164D (30-Jul-21)Commercial Paper0.77
    National Bank For Agriculture & Rural Development SR-MIF-1B 6.07% (19-Nov-27)Corporate Debt0.76
    National Bank For Agriculture & Rural Development SR-22 A 5.27% (29-Apr-24)Corporate Debt0.72
    Axis Bank Ltd. SR-3 7.60% (20-Oct-23)Corporate Debt0.71
    Bank of Baroda SR-3 OPT 2 SR XXII 7.75% (11-Sep-34)Corporate Debt0.64
    08.20% GOI - 24-Sep-2025Government Securities0.57
    Indian Railway Finance Corpn Ltd. SR-120 07.49% (30-May-27)Corporate Debt0.55
    Indian Railway Finance Corpn Ltd. SR-123 7.33% (28-Aug-27)Corporate Debt0.54
    Indian Railway Finance Corpn Ltd. SR-140 7.48% (13-Aug-29)Corporate Debt0.54
    National Highways Authority of India - SR-IV 07.49% (01-Aug-29)Corporate Debt0.54
    Power Finance Corpn. Ltd. SR-191 BD 07.35% (15-Oct-22)Corporate Debt0.53
    Hindustan Petroleum Corporation Ltd. SR-II 6.80% (15-Dec-22)Corporate Debt0.53
    06.90% GOI 04-Feb-2026Government Securities0.53
    National Bank For Agriculture & Rural Development SR-2 PC 07.10% (08-Feb-30)Corporate Debt0.53
    State Bank of India SR-IV 8.15%Corporate Debt0.53
    Mangalore Refinery & Petrochemicals Ltd. -SR-3 06.18% (29-Dec-25)Corporate Debt0.52
    National Bank For Agriculture & Rural Development SR 21E 4.60% (29-Jul-24)Corporate Debt0.52
    REC Ltd. -SR-174 08.15% (18-Jun-21)Corporate Debt0.52
    National Bank For Agriculture & Rural Development SR-19 B 08.60% (31-Jan-22)Corporate Debt0.5
    08.03% Uttar Pradesh SDL - 11-May-2026Government Securities0.5
    ICICI Bank Ltd. SR-DMR18 9.15%Corporate Debt0.48
    Power Finance Corpn. Ltd. SR-187 B 08.85% (25-May-29)Corporate Debt0.46
    Union Bank of India -SR-XXIII TR-3 09.1%Corporate Debt0.41
    Power Finance Corpn. Ltd. SR-184-A 09.25% (25-Sep-24)Corporate Debt0.4
    National Bank For Agriculture & Rural Development -91D (12-Jul-21)Commercial Paper0.37
    Rural Electrification Corpn Ltd SR-GOI-VIII 08.30% (25-Mar-29)Corporate Debt0.34
    08.88% Haryana SDL - 22-Feb-2022Government Securities0.33
    Small Industries Development Bank of India SR-II 07.95% (26-Apr-22)Corporate Debt0.33
    National Bank For Agriculture & Rural Development SR-20 C 7.69% (29-May-24)Corporate Debt0.31
    National Highways Authority of India - SR VI 8.27 (28-Mar-29)Corporate Debt0.28
    08.39% Rajasthan SDL - 15-Mar-2023Government Securities0.27
    National Bank For Agriculture & Rural Development SR-19 F 8.50% (31-Jan-23)Corporate Debt0.27
    Power Finance Corpn. Ltd. SR-192 B 07.42% (19-Nov-24)Corporate Debt0.27
    National Highways Authority of India - SR-V 07.70% (13-Sep-29)Corporate Debt0.27
    Power Finance Corpn. Ltd. SR-203 B 7.75% BD (11-Jun-30)Corporate Debt0.27
    Indian Railway Finance Corpn Ltd. SR-143 07.55% (06-Nov-29)Corporate Debt0.27
    Indian Railway Finance Corpn Ltd SR-142 07.50% (09-Sep-29)Corporate Debt0.27
    REC Ltd.-SR-197 7.55% (11-May-30)Corporate Debt0.27
    07.18% Tamil Nadu SDL - 26-Jul-2027Government Securities0.27
    Rural Electrification Corpn Ltd -SR-173 08.35% (13-Mar-22)Corporate Debt0.27
    Power Finance Corpn. Ltd. SR-124 B BD 08.55% (09-Dec-21)Corporate Debt0.26
    Export Import Bank of India SR-W-02 05.85% (12-Sep-25)Corporate Debt0.26
    05.80% Rajasthan SDL - 27-May-2025Government Securities0.26
    Chennai Petroleum Corporation Ltd. -80D (03-Jun-21)Commercial Paper0.26
    Bank of Baroda SR-X 08.70%Corporate Debt0.21
    United Bank of India SR-X 10.5% (27-Sep-27)Corporate Debt0.16
    Bank of Baroda SR-XXIII 7.44% (03-Jan-30)Corporate Debt0.14
    08.71% Uttar Pradesh SDL - 31-Dec-2021Government Securities0.14
    ICICI Bank Ltd. SR-DDE18 9.90%Corporate Debt0.12
    08.65% Kerala SDL - 09-Jan-2023Government Securities0.11
    08.74% Rajasthan SDL - 11-Jan-2022Government Securities0.11
    06.46% Gujarat SDL - 04-Nov-2030Government Securities0.11
    05.22% GOI 15-Jun-2025Government Securities0.09
    05.28% Bihar SDL - 23-Sep-2023Government Securities0.08
    Rural Electrification Corpn Ltd -SR-175 8.97 (28-Mar-29)Corporate Debt0.06
    07.2% Maharashtra SDL - 09-Aug-2027Government Securities0.05
    Power Grid Corpn. of India Ltd. SR-XLVIII STRPP B 08.20% (23-Jan-22)Corporate Debt0.05
    07.42% Maharashtra SDL - 11-May-2022Government Securities0.04
    Power Finance Corpn. Ltd. SR-184 B 09.10 (23-Mar-29)Corporate Debt0.03
    State Bank of India SR-I 09.56%Corporate Debt0.01
    GOI 22/09/2033GOI Securities Floating Rate Bond7.58
    7.59% GOI 2026GOI Securities7.19
    Export-Import Bank 184-D 30/12/2021Certificate of Deposit5.31
    8.90% State Bank of IndiaAdditional Tier 2 Bond3.59
    5.14% National Bank Agr. Rur. Devp 21-D 31/01/2024Debenture2.95
    National Bank Agr. Rur. Devp 171-D 31/01/2022Commercial Paper2.65
    7.74% Power Finance Corporation 29/01/2028Non Convertible Debenture2.56
    Axis Bank 22/10/2021Certificate of Deposit2.41
    6.44% HDFC Bank 27/09/2028Non Convertible Debenture2.14
    7.65% Axis Bank 30/01/2027Non Convertible Debenture2
    9.53% Indian BankAdditional Tier 2 Bond1.99
    8.85% Power Finance Corporation 25/05/2029Bonds/NCDs1.92
    9.10% Union Bank of IndiaAdditional Tier 1 Bond1.87
    GOI 2031GOI Securities1.86
    8.45% Indian Railway Finance Corporation 2028Debenture1.79
    8.42% Bank of BarodaAdditional Tier 2 Bond1.77
    NTPC 91-D 11/10/2021Commercial Paper1.61
    5.63% GOI 2026GOI Securities1.61
    Axis Bank 21/12/2021Floating Rate Debenture1.61
    6.22% Kerala State 2027State Development Loan1.6
    6.80% State Bank of IndiaAdditional Tier 2 Bond1.6
    HDFC Bank 21/03/2022Certificate of Deposit1.58
    Export-Import Bank 2022Certificate of Deposit1.55
    9.50% Union Bank of IndiaAdditional Tier 1 Bond1.53
    Power Finance Corporation 22/01/2031Floating Rate Debenture1.46
    GOI 22/09/2033GOI Securities Floating Rate Bond8.29
    7.59% GOI 2026GOI Securities7.15
    Export-Import Bank 184-D 30/12/2021Certificate of Deposit5.33
    8.90% State Bank of IndiaAdditional Tier 2 Bond3.59
    5.14% National Bank Agr. Rur. Devp 21-D 31/01/2024Debenture2.94
    National Bank Agr. Rur. Devp 171-D 31/01/2022Commercial Paper2.65
    7.74% Power Finance Corporation 29/01/2028Non Convertible Debenture2.52
    4.60% National Bank Agr. Rur. Devp 29/07/2024Debenture2.41
    6.44% HDFC Bank 27/09/2028Non Convertible Debenture2.12
    GOI 2031GOI Securities2.06
    7.65% Axis Bank 30/01/2027Non Convertible Debenture1.98
    9.53% Indian BankAdditional Tier 2 Bond1.94
    8.85% Power Finance Corporation 25/05/2029Bonds/NCDs1.9
    9.10% Union Bank of IndiaAdditional Tier 1 Bond1.86
    8.45% Indian Railway Finance Corporation 2028Debenture1.77
    8.42% Bank of BarodaAdditional Tier 2 Bond1.76
    Axis Bank 21/12/2021Floating Rate Debenture1.61
    6.80% State Bank of IndiaAdditional Tier 2 Bond1.58
    HDFC Bank 21/03/2022Certificate of Deposit1.58
    Export-Import Bank 2022Certificate of Deposit1.56
    9.50% Union Bank of IndiaAdditional Tier 1 Bond1.53
    7.64% Food Corporation of India 2029Debenture1.39
    7.25% Punjab National BankAdditional Tier 2 Bond1.36
    SIDBI 90-D 28/12/2021Commercial Paper1.33
    7.49% Nat. Highways Authority 2029Debenture1.28

    AUM Yearly

    YearScheme Total AumCategory Total Aum
    20219713.730.00
    202010801.020.00
    20194203.7170830.60

    Kotak Banking And Psu Debt Direct Details

    Kotak Banking And Psu Debt Direct Growth is a mutual fund scheme launched by Kotak Mahindra Asset Management Company Limited(KMAMCL).This fund has been launched on 2013-01-01. Kotak Banking And Psu Debt Direct Growth currently has 9334 crores of assets under management (AUM) and has an expense ratio of 0.36 which is lower than what most other Large Cap funds charge.


    Kotak Banking And Psu Debt Direct Growth has given returns of 5.43% in the last 1 year and 8.53% in the last 3 years. And since launch the fund has given 8.29% returns.


    This fund invests in companies which are fundamentally strong and having growth potential.


    Min sip to invest in this fund is Rs. and lumpsum investment is Rs.5000.

    The top holdings of the fund are 07.59% GOI 11-Jan-2026 , 182 Days Treasury Bill - 03-Jun-2021 , State Bank of India SR-I 08.90% (02-Nov-28) , Export Import Bank of India -192D (04-Jun-21) , Power Finance Corpn. Ltd. SR-172 07.74% (29-Jan-28)

    Frquently Asked Questions

    1. What is the NAV of Kotak Banking And Psu Debt Direct ?

    The current Net Asset Value (NAV) of the Kotak Banking And Psu Debt Direct is 53.79

    2. Kotak Banking And Psu Debt Direct Rolling Returns

    The 3 year rolling returns of the Kotak Banking And Psu Debt Direct :

    • Mean : 8.79%
    • Max : 10.29%
    • Min : 0%

    3. How do I invest in Kotak Banking And Psu Debt Direct ?

    1. Click here Invest Now
    2. Select one Broker platform from the pop up
    3. Invest and enjoy the returns

    Kotak Banking And Psu Debt Direct Growth



    Investment Duration 3 years

    Disclaimer

    Please note that these calculators are for illustrations only and do not represent actual returns. Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.