Idbi Credit Risk Fund Growth Direct | Pros & Cons NAV(16.18)

Idbi Credit Risk Fund Growth Direct

Debt: Credit Risk

Fund Information

Objective

The investment objective of the Scheme is to generate regular income and opportunities for capital appreciation by investing predominantly in AA and below rated corporate bonds across maturity spectrum.

Moderately High Risk

10 Year Gsec

Benchmark

2014-03-03

Launched On

Type

Min SIP

5000

Min Investment

40

AUM in Crores

0.62

Expense Ratio

1.00

Exit Load

IDBI Asset Management Limited

Fund House

Bhupesh Kalyani

Fund Managers

Idbi Credit Risk Fund Direct Pros & Cons

Pros

  • Idbi Credit Risk Fund Growth Direct has over performed index in 2014-2017, 2015-2018, 2016-2019, 2017-2020 years
  • Lower Expense Ratio
  • 3 years avg returns are higher than benchmark

Cons

  • Idbi Credit Risk Fund Growth Direct is ranking 24th in last 5 years

Average Returns

Fund Name1Y (%)3Y (%)5Y (%)7Y (%)10Y (%)15Y (%)
Idbi Credit Risk Fund Growth Direct 
16.942.84.185.7
10 Year Gsec
8.66-4.21-0.7-2.06-2.04-1.22

Idbi Credit Risk Fund Direct Rolling Returns

Fund Name3 Year (%)5 Year (%)
AverageMaxMinAverageMaxMin
Idbi Credit Risk Fund Growth Direct 
4.239.89-2.754.158.680
10 Year Gsec
-2.3517.21-24.83-1.7411.17-16.61

Risk Parameters

Fund NameMeanStdSharpeBetaAlpha
Idbi Credit Risk Fund Growth Direct 
2.7110.29-0.1960.15-0.66
10 Year Gsec
-4.338.87-1.021--
Risk Parameters are calculated for the last 3 years data.

Calender Year Returns

Performance

Best PerformanceWorst Performance
PeriodReturnsPeriodReturns
Week2020-03-26 - 2020-04-02
2.79
2020-03-04 - 2020-03-11
-13.23
Month2020-04-29 - 2020-05-29
3.21
2020-02-26 - 2020-03-26
-15.06
Quarter2020-04-29 - 2020-08-29
7.18
2019-11-25 - 2020-03-25
-13.89
Year2020-04-29 - 2021-04-29
13.36
2019-03-26 - 2020-03-26
-19.09

Portfolio

Stock NameSector% of Total Holdings
Punjab National Bank SR-X 09.21%Corporate Debt26.54
182 Days Treasury Bill - 14-Oct-2021Treasury Bills10.3
Godrej Properties Ltd. 7.50% (31-Jul-23)Corporate Debt9.22
Power Finance Corporation Ltd. SR-208 6.50% (17-Sep-25)Corporate Debt8.54
Hindalco Industries Ltd. 9.6% (2-Aug-22)Corporate Debt8.24
Tata Power Company Ltd. SR-III 07.99% (16-Nov-22)Corporate Debt8.11
Godrej Industries Ltd. 06.92% (14-May-25)Corporate Debt7.85
REC Ltd. -SR-203 B STRP C 05.85% (20-Dec-25)Corporate Debt7.79
Axis Bank Ltd. SR-28 8.75%Corporate Debt2.65
Chennai Petroleum Corporation Ltd. -SR I - 2021 5.78% (17-Jul-25)Corporate Debt1.03
Yes Bank Ltd. 09.00%Corporate Debt0
Dewan Housing Finance Corporation Ltd. SR-I CAT I-IV 08.90% (04-Jun-21)Corporate Debt0
9.21% Punjab National BankAdditional Tier 1 Bond20.72
Reserve Bank of India 182-D 23/12/2021Treasury Bills10.23
8.50% JSW Steel 2027Debenture7.46
7.50% Godrej Properties 31/07/2023Zero Coupon Bonds7.42
6.95% Tata Motors 31/03/2026Debenture7.31
6.50% Power Finance Corporation 17/09/2025Non Convertible Debenture6.76
7.99% Tata Power Company 16/11/2022Debenture6.39
6.92% Godrej Industries 14/05/2025Debenture6.33
5.85% REC 20/12/2025Non Convertible Debenture6.18
6.75% Piramal Capital & Housing Finance 26/09/2031Debenture4.04
8.75% Axis BankAdditional Tier 1 Bond2.13
5.78% Chennai Petroleum Corporation 17/07/2025Non Convertible Debenture0.82
9.00% Yes BankAdditional Tier 1 Bond0
9.21% Punjab National BankAdditional Tier 1 Bond25.56
8.50% JSW Steel 2027Debenture9.01
7.50% Godrej Properties 31/07/2023Zero Coupon Bonds8.97
6.95% Tata Motors 31/03/2026Debenture8.84
6.50% Power Finance Corporation 17/09/2025Non Convertible Debenture8.19
7.99% Tata Power Company 16/11/2022Debenture7.74
6.92% Godrej Industries 14/05/2025Debenture7.67
5.85% REC 20/12/2025Non Convertible Debenture7.47
6.75% Piramal Capital & Housing Finance 26/09/2031Debenture5.2
8.75% Axis BankAdditional Tier 1 Bond2.56
5.78% Chennai Petroleum Corporation 17/07/2025Non Convertible Debenture0.99
9.00% Yes BankAdditional Tier 1 Bond0

AUM Yearly

YearScheme Total AumCategory Total Aum
202138.350.00
202038.660.00
201960.9157108.87

Idbi Credit Risk Fund Direct Details

Idbi Credit Risk Fund Growth Direct is a mutual fund scheme launched by IDBI Asset Management Limited.This fund has been launched on 2014-03-03. Idbi Credit Risk Fund Growth Direct currently has 40 crores of assets under management (AUM) and has an expense ratio of 0.62 which is lower than what most other Large Cap funds charge.


Idbi Credit Risk Fund Growth Direct has given returns of 16.94% in the last 1 year and 2.8% in the last 3 years. And since launch the fund has given 6.28% returns.


This fund invests in companies which are fundamentally strong and having growth potential.


Min sip to invest in this fund is Rs. and lumpsum investment is Rs.5000.

The top holdings of the fund are Punjab National Bank SR-X 09.21% , 182 Days Treasury Bill - 14-Oct-2021 , Godrej Properties Ltd. 7.50% (31-Jul-23) , Power Finance Corporation Ltd. SR-208 6.50% (17-Sep-25) , Hindalco Industries Ltd. 9.6% (2-Aug-22)

Frquently Asked Questions

1. What is the NAV of Idbi Credit Risk Fund Direct?

The current Net Asset Value (NAV) of the Idbi Credit Risk Fund Direct is 16.18

2. Idbi Credit Risk Fund Direct Rolling Returns

The 3 year rolling returns of the Idbi Credit Risk Fund Direct:

  • Mean : 4.23%
  • Max : 9.89%
  • Min : -2.75%

3. How do I invest in Idbi Credit Risk Fund Direct?

  1. Click here Invest Now
  2. Select one Broker platform from the pop up
  3. Invest and enjoy the returns

Idbi Credit Risk Fund Growth Direct



Investment Duration 3 years

Disclaimer

Please note that these calculators are for illustrations only and do not represent actual returns. Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.