Baroda Credit Risk Fund Plan B Growth Option | Pros & Cons NAV(18.88)

Baroda Credit Risk Fund Plan B Growth Option

Debt: Credit Risk

Fund Information

Objective

To generate returns by investing in debt and money market instruments across the credit spectrum.

Moderate Risk

10 Year Gsec

Benchmark

2015-01-23

Launched On

Type

500

Min SIP

5000

Min Investment

205

AUM in Crores

1.49

Expense Ratio

1.00

Exit Load

Baroda Asset Management India Limited (formerly known as Baroda Pioneer Asset Management Co. Ltd.)

Fund House

Alok Sahoo, Karn Kumar

Fund Managers

Baroda Credit Risk Fund Plan B Option Pros & Cons

Pros

  • Baroda Credit Risk Fund Plan B Growth Option has over performed index in 2015-2018, 2016-2019, 2017-2020 years
  • 3 years avg returns are higher than benchmark
  • Baroda Credit Risk Fund Plan B Growth Option is ranking 2nd in last 5 years

Cons

  • Higher Expense Ratio

Average Returns

Fund Name1Y (%)3Y (%)5Y (%)7Y (%)10Y (%)15Y (%)
Baroda Credit Risk Fund Plan B Growth Option 
19.98.658.329.33
10 Year Gsec
8.66-4.21-0.7-2.06-2.04-1.22

Baroda Credit Risk Fund Plan B Option Rolling Returns

Fund Name3 Year (%)5 Year (%)
AverageMaxMinAverageMaxMin
Baroda Credit Risk Fund Plan B Growth Option 
7.1919.12-9.019.2514.36-1.52
10 Year Gsec
-2.3517.21-24.83-1.7411.17-16.61

Risk Parameters

Fund NameMeanStdSharpeBetaAlpha
Baroda Credit Risk Fund Plan B Growth Option 
8.226.320.5520.053.94
10 Year Gsec
-4.218.81-1.015--
Risk Parameters are calculated for the last 3 years data.

Calender Year Returns

Performance

Best PerformanceWorst Performance
PeriodReturnsPeriodReturns
Week2021-03-19 - 2021-03-26
3.93
2020-03-04 - 2020-03-11
-3.59
Month2021-03-19 - 2021-04-19
4.85
2020-04-23 - 2020-05-23
-5.06
Quarter2020-12-15 - 2021-04-15
7.11
2020-02-07 - 2020-06-07
-7.16
Year2020-05-28 - 2021-05-28
17.71
2019-06-03 - 2020-06-03
-5.43

Portfolio

Stock NameSector% of Total Holdings
5.15% GOI 2025GOI Securities9.64
8.84% Tata Power Company 21/11/2022Non Convertible Debenture8.62
9.60% Hindalco Inds. 2022Bonds/NCDs7.59
11.00% Motilal Oswal Home Finance 2026Bonds6.01
7.83% Indian Railway Finance Corporation 21/03/2027Bonds5.98
2.00% Tata Steel 23/04/2022Debenture5.3
6.43% Godrej Industries 26/04/2024Non Convertible Debenture4.94
7.70% Shriram City Union Finance 21/12/2022Non Convertible Debenture4.86
10.00% Edelweiss Housing Finance 19/07/2026Debenture4.07
8.50% JSW Steel 2027Debenture4.02
6.75% Piramal Capital & Housing Finance 26/09/2031Debenture3.99
9.50% Piramal Capital & Housing Finance 15/04/2022Debenture3.43
5.24% SIDBI 26/03/2024Debenture2.45
9.50% Piramal Capital & Housing Finance 21/04/2022Debenture2.44
5.80% Aditya Birla Fashion and Retail 2024Non Convertible Debenture2.42
8.15% National Bank Agr. Rur. Devp 28/03/2029Non Convertible Debenture2.13
7.90% National Bank Agr. Rur. Devp 18/04/2022Non Convertible Debenture0.99
6.68% GOI 17/09/2031GOI Securities0.3
5.15% GOI 2025GOI Securities9.62
8.84% Tata Power Company 21/11/2022Non Convertible Debenture8.59
9.60% Hindalco Inds. 2022Bonds/NCDs7.55
11.00% Motilal Oswal Home Finance 2026Bonds6
7.83% Indian Railway Finance Corporation 21/03/2027Bonds5.95
2.00% Tata Steel 23/04/2022Debenture5.32
6.43% Godrej Industries 26/04/2024Non Convertible Debenture4.93
7.70% Shriram City Union Finance 21/12/2022Non Convertible Debenture4.87
6.75% Piramal Capital & Housing Finance 26/09/2031Debenture4.23
10.00% Edelweiss Housing Finance 19/07/2026Debenture4.06
8.50% JSW Steel 2027Debenture4
9.50% Piramal Capital & Housing Finance 15/04/2022Debenture3.43
5.24% SIDBI 26/03/2024Debenture2.44
9.50% Piramal Capital & Housing Finance 21/04/2022Debenture2.44
5.80% Aditya Birla Fashion and Retail 2024Non Convertible Debenture2.42
8.15% National Bank Agr. Rur. Devp 28/03/2029Non Convertible Debenture2.12
7.90% National Bank Agr. Rur. Devp 18/04/2022Non Convertible Debenture0.99
6.68% GOI 17/09/2031GOI Securities0.3

AUM Yearly

YearScheme Total AumCategory Total Aum
2021178.460.00
2020208.610.00
2019619.2357108.87

Baroda Credit Risk Fund Plan B Option Details

Baroda Credit Risk Fund Plan B Growth Option is a mutual fund scheme launched by Baroda Asset Management India Limited (formerly known as Baroda Pioneer Asset Management Co. Ltd.).This fund has been launched on 2015-01-23. Baroda Credit Risk Fund Plan B Growth Option currently has 205 crores of assets under management (AUM) and has an expense ratio of 1.49 which is higher than what most other Large Cap funds charge.


Baroda Credit Risk Fund Plan B Growth Option has given returns of 19.9% in the last 1 year and 8.65% in the last 3 years. And since launch the fund has given 9.48% returns.


This fund invests in companies which are fundamentally strong and having growth potential.


Min sip to invest in this fund is Rs.500 and lumpsum investment is Rs.5000.

The top holdings of the fund are 5.15% GOI 2025 , 8.84% Tata Power Company 21/11/2022 , 9.60% Hindalco Inds. 2022 , 11.00% Motilal Oswal Home Finance 2026 , 7.83% Indian Railway Finance Corporation 21/03/2027

Frquently Asked Questions

1. What is the NAV of Baroda Credit Risk Fund Plan B Option?

The current Net Asset Value (NAV) of the Baroda Credit Risk Fund Plan B Option is 18.88

2. Baroda Credit Risk Fund Plan B Option Rolling Returns

The 3 year rolling returns of the Baroda Credit Risk Fund Plan B Option:

  • Mean : 7.19%
  • Max : 19.12%
  • Min : -9.01%

3. How do I invest in Baroda Credit Risk Fund Plan B Option?

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  3. Invest and enjoy the returns

Baroda Credit Risk Fund Plan B Growth Option



Investment Duration 3 years

Disclaimer

Please note that these calculators are for illustrations only and do not represent actual returns. Mutual Funds do not have a fixed rate of return and it is not possible to predict the rate of return.